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“The @GoI_MeitY has started the process to ban & block 138 betting apps and 94 loan lending apps which reportedly have Chinese links on an “urgent” and “emergency” basis.”– Prasar Bharati Have you ever been to a party where the police showed up? If yes, congrats, I suppose. What if it’s not the police? ARead more
“Be careful or be roadkill.” – Calvin (Calvin & Hobbes) There are two kinds of fintech: the conscientious and the reckless. The former treads with caution. They know that being cavalier isn’t an option if you deal with public money. Then there’s the reckless. The sort that calls your grandmom if you default on aRead more
The best stories of 2022 from our monthly fintech newsletter, FinTales. February 2022: The Hassleocracy of Crypto-taxes “Cryptos have no underlying assets, not even a tulip.” –Shaktikanta Das Ouch. That’s the RBI Governor, not mincing his words. Like everyone else, we’ve pored over the Budget announcements on crypto-assets. The euphoria in the crypto-verse was short-lived.Read more
“There are some gifts only the RBI can deliver. For everything else, there’s Santa.” – (reportedly) Santa Merry Christmas Dear Reader, We have a Christmas present for you: a sneak peek into Santa’s inbox. Besides millions of gushing letters from Messi fans, we found many from fintech founders, and a lot of them read like this:Read more
“Whatever the truth, science today agrees that everything is destined to return to Chaos. It calls this inevitable fate entropy: part of the great cycle from Chaos to order and back again to Chaos.” – Stephen Fry, Mythos: The Greek Myths Retold Hello Reader,The ancient Greeks believed the first divine beings – the sky, the earth, theRead more
“I never travel without my diary. One should always have something sensational to read in the train.” – Oscar Wilde To: your computer screen Subject: breaking the fourth wall Hello Dear Reader, Yes, you. We’re waving at you. Not the person behind you. But you. Writing a newsletter can be lonely. We can’t helpRead more
“In a diverse market like India, key is to match right-priced borrower risk to investor/lender risk” -Fintech Founder (State of India Fintech Union 2022) Matchmaking. That’s what Indian fintech does best. Matching the right borrower with the right lender. RBI’s new digital lending guidelines aim to rid fintech matchmaking from meddlesome interlopers. Or, at theRead more
“This is an outstanding accomplishment. It indicates the collective resolve of the people of India to embrace new technologies and make the economy cleaner.” – PM Modi That’s PM Modi lauding UPI crossing 6 billion transactions in July. Like any icon, UPI has gained its share of admiration and envy. Last month, we intercepted aRead more