“There are some gifts only the RBI can deliver. For everything else, there’s Santa.” – (reportedly) Santa Merry Christmas Dear Reader, We have a Christmas present for you: a sneak peek into Santa’s inbox. Besides millions of gushing letters from Messi fans, we found many from fintech founders, and a lot of them read like this:Read more
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“I just feel like the whole session was rushed…. there was no back lighting, or emotional direction” That’s television’s David Rose (from Schitt’s Creek), on not being able to choose the picture on his driver’s license. Rushed and inadequate is also what some people have called the new digital personal data protection bill. But isRead more
“Whatever the truth, science today agrees that everything is destined to return to Chaos. It calls this inevitable fate entropy: part of the great cycle from Chaos to order and back again to Chaos.” – Stephen Fry, Mythos: The Greek Myths Retold Hello Reader,The ancient Greeks believed the first divine beings – the sky, the earth, theRead more
This post covers four key policy and regulatory developments of 2022 concerning blockchain from the EU, USA, Singapore and Hong Kong. Europe & European Union (EU) Regulation (EU) 2022/858 – Distributed Ledger Technology Regulation (DLTR)[1] On May 30, 2022, The European Parliament passed the Regulation (EU) 2022/858 (“DLTR”) to establish and regulate a temporary pilotRead more
This post sets out our key takeaways from the draft Digital Personal Data Protection Bill 2022, and lays down how key provisions have changed from earlier iterations of the bill – i.e., the Joint Parliamentary Committee’s Data Protection Bill, 2021 and the Personal Data Protection Bill, 2019. On 18 November 2022, the Indian government publishedRead more
This article explains how robo advisors work, how they’re regulated, and why we need specific laws that cater to robo advisory. In our wealth-tech series, we analyse different wealth-tech products and their legal status. You can read all the posts here. There’s always an opportunity with crisis, they say. The 2008 financial crisis wasn’t any different. It didn’tRead more
This article discusses fantasy stocks apps, their potential to gamify investor education, and the regulatory concerns expressed by Indian and foreign regulators. In our wealth-tech series, we analyze different wealth-tech products and their legal status. You can read all the posts here. Investing in the stock-market may be daunting for new entrants. But a few start-ups are tryingRead more
This article explores model portfolios, their benefits, and the regulatory uncertainty surrounding them. In our wealth-tech series, we analyze different wealth-tech products and their legal status. You can read all the posts here. The COVID-19 pandemic was a turning point in the history of Indian capital markets. Many Indians stuck at home were drawn to the stock-market as itRead more
The festive season is upon us, and the government has gifted us tech policy consultations aplenty! In this edition, we take a look at what is happening in telecom, e-commerce, healthtech and online gaming. While some of these developments might be onto something, others feel like the notorious urge to touch wet paint. Let’s getRead more
“I never travel without my diary. One should always have something sensational to read in the train.” – Oscar Wilde To: your computer screen Subject: breaking the fourth wall Hello Dear Reader, Yes, you. We’re waving at you. Not the person behind you. But you. Writing a newsletter can be lonely. We can’t helpRead more